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Insurance

What is Insurance?

Insurance is not a mantelpiece of impulsive purchase. It's not like buying a piece of furniture or clothes or groceries which are necessities but can be impulsive. When you buy insurance, you're “Buying a Promise”. The purpose of insurance is to reduce yourself, your family and businesses exposure to the effects of specific risks.

It is a contract of reinstatement of lifestyle or ensuring required financial support in case a family member expires. Two different people may or may not have the same requirement, hence, insurance purchase requires to be, understanding and buying covering and securing one’s own interests.

Why Insurance?

Risk of an Eventuality is the biggest challenge faced by one and all today. Insurance is not about the fear... it is about Peace of Mind in times of challenges. Insurance planning gives one the promise of being reinstated without stress on savings or depending on friends at such times. Insurance is an intangible product which is a necessity in today’s times.

PURPOSE OF INSURANCE

The purpose of insurance is to reduce your, your family and businesses exposure to the effects of specific risks and eventualities.

Home Insurance

Home owners insurance is a form of property insurance that covers losses and damages to an individual's house and to assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

Travel Insurance

Travel Insurance is an insurance product that provides cover to policyholders when they travel overseas. Travelers get to select the type of cover they desire, depending on their personal circumstances and situations.

Health Insurance

Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured.Insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.

Employee Benefits Insurance

Employee Benefits Liability insurance provides coverage to an employer for errors or omissions in the employer's administration of its employee benefit program.The Insurance coverage would pay for the benefits that would have been payable under the health insurance plan but for the employer's error.

Engineering Insurance Policy

Engineering Insurance is an insurance policy that covers a wide range of engineering related risks. It is a comprehensive insurance that provides complete protection against risks associated with erection, resting and working of any machinery, plant or equipment.

Financial Lines Insurance Policy

Financial Lines stands for insurance products covering financial loss and costs thereof. Financial Loss means loss which is neither personal nor property damage nor derived from such damages.

Car Insurance Policy

car insurance protects you — it can pay for your loss in the even your car is crashed, stolen, vandalized, or destroyed by fire — the laws that require car insurance are designed to protect other drivers and pedestrians from you..

Two Wheeler Insurance

Comprehensive two-wheeler insurance offers complete protection against financial liabilities and legal penalties that may arise if a two wheeler gets involved in accidents.Third party liability (property damage, bodily injury, death) arising on account of an accident with your two wheeler..

Office Insurance

Office insurance can protect you against damage to your office premises, any business interruption that leads to loss of income and equipment breakdown, as well as insurance cover for office contents. You can pick and choose which office insurance policies you need to create one tailored package..

Marin Insurance

Marin Insurance available for the benefit of a client are many and all of them are feasible in their own way. Depending on the nature and scope of a client’s business, he can opt for the best marine insurance plans and enjoy the advantage of having marine insurance.

Workmen Compensation

Financial Lines stands for insurance products covering financial loss and costs thereof. Financial Loss means loss which is neither personal nor property damage nor derived from such damages.

Industrial Risk Cover

Financial Lines stands for insurance products covering financial loss and costs thereof. Financial Loss means loss which is neither personal nor property damage nor derived from such damages.

Definitions

What Is an Asset?

There are many things which are important to one in life; it can be material things like, these are some assets

  • Your Home or Office
  • Vehicle’s
  • Equipments and Gadgets

Why Protection?

Challenges of the unknown are the major setbacks one receives in their lifetime. Sometimes it can wash out what one has worked hard for. Protection from these challenges covering specific risks help you in swiftly reinstating yourself to the similar life you have been living before the challenges struck. You need protection

  • For You and your Family’s Health
  • From Risks due to accidents
  • On the Life of a bread winner
  • To cover Loans taken to build your assets and lifestyle